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The Standard Flood Hazard Determination Form (SFHDF) is used to comply with Section 303 (a) of Title V of the National Flood Insurance Reform Act of 1994 (NFIRA). The SFHDF is used by Federally regulated lending institutions when making, increasing, extending, renewing or purchasing a loan for the purpose of determining whether flood insurance is required and available. The form may also be used by insurance agents, property owner, realtors and community officials for flood insurance related activities and flood zone documentation.
The existing Standard Flood Hazard Determination Form (FEMA form 086-0-32) expired on May 30, 2015. Until the new form becomes available, please continue to use the existing form or the prior version of the form (FEMA form 81-93) whichever you are currently using. Once the new form is published, this page will be updated with the new form and with additional information on transitioning to the new form.
The National Flood Insurance Program (NFIP) Elevation Certificate (EC) (FEMA form 086-0-33) is an administrative tool of the NFIP which is to be used to provide elevation information necessary to ensure compliance with community floodplain management ordinances, to determine the proper insurance premium rate, or support a request for a Letter of Map Amendment (LOMA) or a Letter of Map Amendment based on fill (LOMR-F).
This document is referenced in the NFIP Flood Insurance Manual (Special Certifications Section). This form is fillable and can be completed in either Adobe Acrobat Pro or Adobe Reader and saved.
Use this form to order NFIP Public Awareness Materials such as stickers, stuffers, brochures, information sheets, booklets, and lender materials.
This booklet is intended to acquaint the public with the National Flood Insurance Program (NFIP). Despite the highly technical nature of the Program, there has been a deliberate effort to minimize the use of technical terms. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but do need a basic understanding of the program and the answers to some frequently asked questions. Readers who need legal definitions should refer to the Standard Flood Insurance Policy and to NFIP and related regulations.
The National Flood Insurance Program's (NFIP) Preferred Risk Policy (PRP) protects commercial property in areas of low-to moderate-flood risk. They're the areas outside of known floodplains, shown as B, C, or X zones on a current Flood Insurance Rate Map. Most businesses, farm buildings, churches, and schools in these areas are eligible for the lower PRP rates, as long as the building does not have a significant history of flooding. This brochure provides information for building owners and tenants on premiums and coverage amounts.
Póliza de Riesgo Preferencial para Propietarios de Negocios (Spanish Version)
If you would like to order this publication in a hardcopy format, download and use the NFIP Public Awareness Materials Order Form.